Life Insurance Quotes

Looking for Life Insurance in Tampa? Coast Insurance & Financial Services of Florida can offer the lowest Life Insurance quotes in Tampa and St. Petersburg. We run your Life Insurance application through the major Life Insurance companies to get you the lowest Life Insurance quote.

Life Insurance Florida

Life Insurance

Your life insurance needs are unique and change as your life circumstances change, such as you getting married or having children, your need for insurance will increase. When your income level goes up, your insurance needs may change too.

The Right Life Insurance

We can get you the most value for your insurance dollar. That's why so many individuals and their families have chosen Coast Insurance & Financial Services. Our experienced staff will sort through the maze of complicated insurance offerings to present you with clear information and intelligent advice on the most effective coverage for your money that meets your needs.

What Type of Life Insurance?

There are many different types of life insurance. We'll help you sort through your insurance options and find the policy that is best for you. Some of your choices will include:

Term Life Insurance

provides a death benefit only during a specified period of time, and does not offer an opportunity to build up cash values within the policy.

Whole Life Insurance

permanent life insurance, as long as the premium is paid. Part of the premium is applied to the policy's cash value account, which grows on a tax-deferred basis.

Universal Life with Guarantees

a type of cash value life insurance policy that offers the policy owner the flexibility to choose his or her amount of insurance, the premiums he or she will pay and the opportunity to change these amounts over the life of the policy (within certain guidelines) to meet changing financial needs. Premium payments are credited to a cash value account where the money earns interest at a rate set by the company which may change from time to time. Policy expenses are deducted from this cash value account. The policy's cash value may be accessed through policy loans and withdrawals.

Annuities

An annuity is an insurance product that pays out income, and can be used as part of a retirement strategy. Annuities are a popular choice for investors who want to receive a steady income stream in retirement.